Astute Appraisals, Inc. is your FHA certified appraisal company

Rest assured that Astute Appraisals, Inc. is an FHA-certified appraisal firm in MD. Astute Appraisals, Inc. is qualified and approved to do appraisal reports for FHA insured loans. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Astute Appraisals, Inc. is well-trained on how to follow the rules and regulations provided.

If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-secured loan, it means it is underwritten by them. The lender provides all the loaned money; the FHA simply backs the transaction through mortgage insurance in case the borrower does not pay off his or her loan. Applicable to all consumers, FHA loan programs are built to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are extremely helpful to consumers with less starting capital.