Astute Appraisals, Inc. is your FHA certified appraisal company

The FHA retains of approved appraisers for each state - Astute Appraisals, Inc. is on the roster of approved appraisers for MD. If you have an FHA-insured mortgage, be sure to contact Astute Appraisals, Inc., as we are approved and certified to perform FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Astute Appraisals, Inc. is well-trained on how to comply with the rules and regulations provided.

Be sure to contact Astute Appraisals, Inc. if you need an appraisal done for an FHA-secured loan.

If your loan is FHA insured, that means that the loan has been guaranteed by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is make sure that the loan is secure in case the borrower defaults on his or her loan obligations. Low-income and moderate-income homebuyers benefit from an FHA-insured financial transaction; the point of the Federal Housing Administration is to help credit-worthy consumers to meet expectations and necessities for lending organizations that they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are incredibly helpful to those homebuyers with less available cash.