Astute Appraisals, Inc. is your FHA certified appraisal company

The FHA keeps a roster of approved appraisers for each state - Astute Appraisals, Inc. is on the roster of approved appraisers for MD. We are qualified and approved to do appraisals for FHA secured financial transactions. A certain amount of the ongoing training our staff at Astute Appraisals, Inc. undergoes deals precisely with decoding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

An FHA loan is insured by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lenders with security through mortgage insurance in case the borrower does not pay his or her loan obligations. Accessible to all buyers, FHA loan programs are designed to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA provides are excessively useful to consumers with less starting capital.