Attention homeowners in Columbia and Howard County: Get an Appraisal today!
The top seven reasons MD homeowners hire Astute Appraisals, Inc.:
Need help deciding the value of your house in or near Columbia, MD?
We at Astute Appraisals, Inc. understand the individual needs of a homeowner in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at Astute Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value judgement than yours. PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Astute Appraisals, Inc., we're seasoned in helping clients just like you rid yourselves of unneeded and unwanted PMI insurance. Challenging Howard county's assessment of your propertyLets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An appraisal from Astute Appraisals, Inc. is your best weapon when contesting your property tax assessment. HELOC recently frozen?If your house is in or near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Astute Appraisals, Inc. can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Do you need a seasoned expert to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Astute Appraisals, Inc. offers field reviews where we go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house. |